Your Choice: Two Plan Options
Cigna PPO 2000
The PPO plan provides access to a wide range of in-network services for a simple copay. While premiums are higher than the Cigna HDHP, you benefit from lower upfront costs and earlier cost-sharing when you need care.
Cigna High-Deductible Health Plan (HDHP)
The HDHP offers lower premiums but higher upfront costs, as you must meet the deductible before the plan splits the cost of services with you. It’s the only Cigna plan eligible for a Health Savings Account (HSA), which Salesloft partially funds—$1,200 for individual coverage or $2,400 for other tiers. You can also contribute additional pre-tax dollars to your HSA to pay for eligible medical, dental, vision, and pharmacy expenses tax-free, or save unused funds for future needs—even retirement.
Both medical plans:
- Have access to the same Cigna Open Access Plus (OAP) network of providers with a wide range of doctors and hospitals to choose from.
- Provide prescription drug coverage.
- Have a large provider network so you have a wide range of doctors and hospitals to choose from.
- Do not require a referral to see a specialist or out-of-network provider.
Additional Benefits
Active&Fit Direct™ Program through Cigna
The Active&Fit Direct program gives you affordable access to thousands of fitness options nationwide. For just $28 per month, you can choose from over 12,200 standard gyms or enjoy discounted rates at 5,700+ premium studios. Membership also includes more than 9,300 on-demand workout videos, digital resources, and activity tracking tools to help you stay active anytime, anywhere. You can switch gyms or cancel anytime after the initial two-month commitment, and spouses or domestic partners can be added for an additional fee. This flexible program is designed to make fitness convenient and budget-friendly for you and your family.
Cigna Healthy Pregnancies, Healthy Babies Program®
This comprehensive maternity management program, provided at no cost to enrolled participants, is designed to help you stay healthy before and during your pregnancy and in the days and weeks following your baby’s birth. Resources include educational materials, wellness programs, incentives, and a 24/7 health information line staffed with experienced registered nurses. Call 800-615-2906 to enroll.
Carrot Family-forming Benefits
Carrot benefits offered through Salesloft offer employees access to convenient, affordable fertility and family-forming care to help support you through your family-forming journey. In addition, Carrot offers personalized guidance, unlimited free virtual visits with fertility health and family-forming experts, and a number of education resources. get-carrot.com
Telehealth through MDLIVE
A feature of your Salesloft Medical benefits through Cigna is telehealth visits through MDLIVE, available for you and all dependents enrolled on the plan. You and your covered dependents have 24/7/365 access to board certified primary care doctors and pediatricians by online video or phone through MDLIVE. These virtual visits often cost less than traditional in-office visits, as well as the convenience of using from your own home. mdliveforcigna.com
Semi-Monthly Rates
| Benefit plans | Employee | Employee + Spouse/DP |
Employee + Child(ren) |
Family |
|---|---|---|---|---|
| Cigna PPO 2000 | $60.00 | $245.00 | $220.00 | $340.00 |
| Cigna HDHP | $40.00 | $210.00 | $190.00 | $300.00 |
Medical Plan Overview Chart
| Cigna PPO 2000 | Cigna HDHP | |||
|---|---|---|---|---|
| In-Network | Out-of-Network | In-Network | Out-of-Network | |
| Deductible (Individual / Family) |
$2,000 / $4,000 | $3,000 / $9,000 | $3,400 / $6,800 | $8,400 / $16,800 |
| Out-of-Pocket Maximum (Individual / Family) |
$6,000 / $12,000 | $19,800 / $39,600 | $6,000/$12,000 | $10,800 / $32,400 |
| Coinsurance | 20% | 40% | 10% | 30% |
| Preventive Care | $0 | 40% after deductible | $0 | 30% after deductible |
| Primary Care Physician Office Visit | $25 | 30% after deductible | 10% after deductible |
30% after deductible |
| Specialist Office Visit | $50 | 30% after deductible | 10% after deductible |
30% after deductible |
| Emergency Room | $250 | $150 | 10% after deductible |
10% after deductible |
| Urgent Care | $60 | $60 | 10% after deductible |
10% after deductible |
| Outpatient Surgery | 20% after deductible | 40% after deductible | 10% after deductible |
30% after deductible |
| Inpatient Hospital | 20% after deductible | 40% after deductible | 10% after deductible |
30% after deductible |
| Prescription Drugs | ||||
| Retail (up to 30-day supply) | ||||
| Generic | $15 | N/A | $15* | N/A |
| Preferred Brand | $35 | $35* | ||
| Non-preferred Brand | $60 | $60* | ||
| Specialty** | 20% up to $300 max | 20% up to $300 max, after deductible | ||
| Mail Order and Retail (up to 90-day supply)** | ||||
| Generic | $15 | N/A | $15* | N/A |
| Preferred Brand | $70 | $70* | ||
| Non-preferred Brand | $180 | $180* | ||
| Specialty** | 20% up to $300 max | 20% up to $300 max, after deductible | ||
* Medical deductible applies to HDHP prescription benefits.
** Specialty medications limited to a 30-day supply.